In 2014, the LAW requires everyone to have Health Insurance or pay a penalty.
Obamacare subsidies are for the needy and unemployed.
For the rest of us, Insurance companies pay Obamacare 3.8%
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A portion of that fight here in Colorado revolves around Obamacare. Living at altitude brings out the independent self sufficient nature of those living here and they often have no love for government interference and intrusion in their lives. Specifically Coloradans are not fond of nor do they want to see a Health Care Exchange in Colorado.
One component of the PPACA sets up insurance exchanges in each of the 50 states, and are known as American Health Benefits Exchanges (AHB). The President promoted the ABH as,
“A market where Americans can one-stop shop for a health care plan, compare benefits and prices, and choose the plan that’s best for them, in the same way that Members of Congress and their families can. None of these plans should deny coverage on the basis of a preexisting condition, and all of these plans should include an affordable basic benefit package that includes prevention, and protection against catastrophic costs. I strongly believe that Americans should have the choice of a public health insurance option operating alongside private plans. This will give them a better range of choices, make the health care market more competitive, and keep insurance companies honest.”
While the words sound great and are filled with selflessness, and a social conscience, they are also fraught with government self-centered and self-interested schemes. In order for the PPACA to move fully forward, the states need to come on board and fully implement their respective AHB’s. The states do have an option not to participate and implement their own AHB, and thus putting the burden upon the Federal Bureaucracy, to bear the implementation and additional costs. With the recent he Supreme Court decision, it has has given the states flexibility concerning what parts of the PPACA they must implement, and many governors are opting out.
In Colorado, the state Legislative Health Benefit Exchange Implementation Review Committee, decided without a vote to move ahead on a $43 million grant for the establishment of a Colorado AHB. While the state legislative rules permit the committee chair and vice-chair to approve proposals without a full committee vote, this matter is to important to not be put to a vote. Hopefully Colorado voters will remember this bypassing of the full committee vote on a controversial measure, come the November elections.